Author Archives: admin
EPF : Malaysian Employees Get An Extra 1% contribution from Employers
Prime Minister Datuk Seri Najib Tun Razak in his Budget 2012 speech, announced the rate increase is a move to help those with insufficient savings to bear the cost of living upon retirement. The revised employers’ statutory contribution rate of 13% … Continue reading
Invest in Malaysian Stock Market Using EPF Account 1
Did you know that there’s an alternative to match your long-term investment EPF Savings against your long term stock market investment for a potentially higher equities market return? Most of the public only know that they can invest their Account 1 … Continue reading
Tenancy Agreement – DIY and Cheap
Tenancy agreement between the owner and the tenant is normally borne by the tenant. Hence, the tenant has the rights to do it by himself/herself. If you use a service from property agent on finding your house, they might ask … Continue reading
Medical Card Application Declined?
Every insurance companies have their own internal guidelines when handling medical card applications. Some of them are are perceived as overly stringent. This article is a guide to see how the insurer handle your application. Height and weight Insurance companies … Continue reading
Starting Late Does Not Pay
Here’s a case study for you to ponder. Najib starts saving of RM 5,000 at the age of 28 years old whereas Siti starts at 30. Assuming they both make 7% returns on their savings, at age 58 ( retirement … Continue reading
UMACA.MY – Do you have any unclaimed money?
As from December 2010, Malaysians will be able to start checking online to see if they, or their family or business(es), have funds to be reclaimed from the Accountant General Now, you can actually perform an online index search to … Continue reading
Thank You Everyone in Social Media. 01.01.11
Thank you again everyone for another amazing year in social media such as twitter, facebook, nuffnang and bloggers. We’ve learned a lot from you and enjoyed your input. Happy New Year~~!! Stay tuned for more article sharing from us! Share … Continue reading
The Best Medical Card For Kids Below Age Of 15
Every parent wants the best for their kids. In healthcare, there’s only one Medical Card that can provide this. It’s called Medical Care Gold Plan from AXA Affin Life Insurance Berhad. A monthly premium as low as RM 61.72 (son) … Continue reading
You can’t get a loan for retirement
Few days ago, one of our clients came and asked me which one is better?, saving for child’s education or saving for retirement?. Of course I would say both saving plan is also good. In fact any type of saving … Continue reading
Do you have a business or a job?
Suppose you called your business tomorrow morning and said, “Hi I’ve got a really amazing opportunity that has just come up and it will take me out of the country for six months. It’s going to be difficult to keep … Continue reading
